This is not a topic I’m thrilled to think about. As a freelancer, I’ve created a work-life balance for myself that is perfectly catered to my own needs. I know when the best times are, for me, to get work done, and when I need to be available for my family. None of this falls into a 9-5 opening of course.

Yet, the hardest part of being a freelancer is consistency. It’s near impossible to guarantee the same workload will come in each month, which means paychecks vary. Although, even without...